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Terms of Service

Last updated: July 22, 2026

1. Acceptance of Terms

By accessing and using 1KL (operated by Greenside Ventures LLC d/b/a 1KL), you accept and agree to be bound by the terms and provisions of this agreement. If you do not agree to these Terms of Service, please do not use our services.

2. Description of Service

1KL provides financial simulation and career forecasting tools for informational and educational purposes only. Our Monte Carlo simulations use historical data, probabilistic modeling, and various economic assumptions to generate potential financial outcomes based solely on the variables inputted by the user.

3. Not Financial or Legal Advice (Disclaimer)

IMPORTANT: The simulations, projections, and data provided by 1KL do not constitute professional financial, tax, legal, or investment advice. All information is provided "as is" without warranty of any kind. 1KL is not a registered investment advisor, broker-dealer, or accounting firm. Users should consult with certified professionals (such as a financial advisor, CPA, or attorney) before making any business, structural, career, or financial decisions based on our simulations.

4. No Guarantees and Assumption of Risk

Past performance and historical data do not guarantee future results. Our simulations are based on statistical modeling, which cannot perfectly predict real-world outcomes. Economic conditions, market saturation, tax code changes, and personal circumstances can significantly impact actual results. By using 1KL, you assume all risks associated with any decisions you make based on the platform's outputs.

5. User Responsibilities and Acceptable Use

You are responsible for:

  • Providing accurate input data for simulations.
  • Understanding the inherent limitations of probabilistic modeling.
  • Maintaining the confidentiality of your account credentials.
  • Using the service in compliance with all applicable local, state, and federal laws.

You agree not to reverse-engineer our simulation engines, attempt to scrape our proprietary data, or use the platform for any illegal or unauthorized purpose.

6. Intellectual Property

All content, features, and functionality of 1KL (including but not limited to frontend code, backend logic, simulation engines, algorithms, text, graphics, logos, and software) are the exclusive property of Greenside Ventures LLC and are protected by United States and international copyright, trademark, and other intellectual property laws.

7. Limitation of Liability

To the maximum extent permitted by law, Greenside Ventures LLC, its founders, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenues, or financial standing, whether incurred directly or indirectly, resulting from your use of our services or your reliance on any simulation data provided by the platform.

8. Modifications to Service

We reserve the right to modify, suspend, or discontinue any aspect of the service at any time without notice. We may also modify these Terms of Service at any time. Material changes will be communicated via email or platform notification, and such modifications shall be effective immediately upon posting.

9. Termination

We may terminate or suspend your access to our service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms.

10. Governing Law and Jurisdiction

These Terms shall be governed and construed in accordance with the laws of the State of Missouri, without regard to its conflict of law provisions. Any legal action or proceeding arising out of or related to these Terms shall be brought exclusively in the state or federal courts located in Missouri.

11. Contact Information

If you have any questions about these Terms of Service, please contact us at: